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Agent Responsibilities Primary Mortgage Market Open Listing Agreement Competitive Market Analysis (CMA) Cloud on Title Property Inspection Process Covenants, Conditions, and Restrictions Discount Points Antitrust Laws Termination of Agency Amortized Loans – Full and Partial Exclusive Right To Sell Income Approach Title Insurance Loan-to-Value Ratio Stigmatized Property Fiduciary Duties Creating an Agency Term or Straight Loans PassMasters Real Estate Contract Requirements Commission Real Estate License Online Real Estate License Practice Exam Sales Comparison Approach Private Mortgage Insurance (PMI) Home Warranty Programs Protected Classes Types of Agency Short Sale Tax Depreciation 1031 Exchange Real Estate Option Special Assessments Hazardous Substances Zoning Homeowners’ Association Regulations Government Powers Eminent Domain Forms of Co-Ownership Estates Encumbrance Bundle of Rights License Lien Encroachments Water Rights Government Survey System Lot and Block Land Description Metes and Bounds Land Description Economic Characteristics of Land Physical Characteristics of Land Fixture Personal Property Real Property Easement in Gross Easements Prescriptive Easement

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Contracts Financing General Principles of Agency Land Use Controls and Regulations Other Practice of Real Estate Property Condition and Disclosures Property Ownership Real Estate Math Specialty Areas Transfer of Title Valuation and Market Analysis