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Estate Taxes

Federal taxes on a decedent’s real personal property.

Estimate of Value

An appraisal; the appraised value.

Estoppel Certificate

A document in which a borrower certifies the amount he or she owes on a mortgage loan and the rate of interest.


The lawful expulsion of an occupant from real property.

Evidence of Title

Proof of ownership of property, commonly a title insurance policy or an abstract of title with an attorney’s opinion of title.

Examination of Title

The report on the title of a property from the public records or an abstract of the title.


As used in the conveyance of the real estate, the exclusion of some part of the transfer of the property conveyed, such as a mineral interest held by a previous owner; a deficiency in the grantor’s title; contrast with reservation.


A transition in which all or part of the consideration is the transfer of like-kind property (such as investment real estate for investment real estate).


Causes, conditions, or property listed in the policy that are not covered and for which no benefits are payable.

Exclusive Agency

A listing contract under which an owner appoints a real estate broker as his or her exclusive agent for a designated period of time to sell a property, exclusive agents for a designated period of time to sell a property, on the owner’s stated terms, for a commission. The owner reserves the right to sell without paying anyone a commission if he or she sells to a prospect who has not been introduced by the broker.