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Accident and Health.


The voluntary surrender of a right, claim, or interest in a piece of property without naming a successor as owner or trustee, such as when a person moves or abandons leased property before the lease term expires.


Elimination or reduction of real estate taxes to attract new business to the area.

Absolute Assignment

A transfer by the policyholder of all control and rights to a third party.

Absolute Liability

Liability that arises from an extremely dangerous situation. Absolute Liability is often found in cases involving explosives. Also known as “strict” liability. For example, you are absolutely liable if you keep a wild animal as a pet.

Abstract of Title

A certified copy of the history of a title to a particular property from the original grant and all subsequent transfers, encumbrances, and releases.


Sharing a common boundary line.

Acceleration Clause

A provision in a mortgage or trust deed or note that gives the lender the right to demand payment of the entire principal balance and interest due if the mortgagor defaults on an installment payment or any other covenant.


An offeree’s consent to enter into a contract and be bound by the terms of the offer.  Generally, the offer and acceptance must be in writing in order to be valid.


Acquiring title to real property as a result of annexation of improvements or additions or the accretion of alluvial deposits on the banks of bodies of water.

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